GUARANTORS – DO YOU KNOW THE RISKS?
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GUARANTORS – DO YOU KNOW THE RISKS?

Agreeing to act as guarantor for someone is a significant responsibility, and one that should not be entered into without a thorough understanding of the implications and risks associated with signing on the dotted line. Essentially, when a person is acting as guarantor, they have contractually agreed to pay the borrowers loan repayments (and ultimately,...

DO YOU HAVE BENEFICIAL OWNERSHIP OF A HOUSE?
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DO YOU HAVE BENEFICIAL OWNERSHIP OF A HOUSE?

If you believe you have beneficial ownership of a house (or part of a house), or you are contemplating providing funds to a family member for the purchase of a house (without becoming a registered owner on title) it is a good idea to obtain legal advice in respect of your position and to ensure...

ATO TARGETING SELF MANAGED SUPER FUNDS – IS YOUR FUND COMPLIANT?
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ATO TARGETING SELF MANAGED SUPER FUNDS – IS YOUR FUND COMPLIANT?

The use of Self managed super funds (SMSF’s) in Australia has been growing in popularity over the past several years due to the many potential tax benefits associated with an SMSF.   In early 2014, there were approximately 528,701 SMSF’s in existence, and according to the latest statistics released by the Australian Taxation Office (ATO),...

NEW YEAR – TIME FOR A WILL HEALTH CHECK?
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NEW YEAR – TIME FOR A WILL HEALTH CHECK?

The start of a new year is the perfect time to sit down and take stock of your present circumstances. Are you happy with your job, relationship and current living arrangements? Do you have a dream of undertaking further study, starting a new sport or hobby or simply taking more time out to relax? More...